Why Are My Payment Processing Fees So High? (A Payments Guy Explains)

Why Are My Payment Processing Fees So High? (A Payments Guy Explains)by: Jeff GlinesPublished on: 14/08/2026

A 21-year payments veteran breaks down why your Square or Stripe fees feel so high, what's really inside a flat rate, and how to tell if you're overpaying. Free statement review.

why are my payment processing fees so highcredit card processing feesinterchange plus pricingStripe feesSquare feesmerchant statement reviewinterchangedual pricingLevel 3 processingmerchant services
Why Are My Payment Processing Fees So High? (A Payments Guy Explains)

Credit Card Processing Fees Too High? Here's How to Tell

Credit Card Processing Fees Too High? Here's How to Tellby: Jeff GlinesPublished on: 20/05/2026

If your credit card processing fees feel too high, you're probably right. Here's how to spot the overcharges, what a fair rate looks like in 2026, and the four levers that move the bill.

credit card processing fees too highcredit card processing feesmerchant processing feeshigh merchant feeseffective rate credit card processingmerchant statementprocessor markupinterchange plus pricingtiered pricingPCI compliance feejunk fees merchant accounthow to lower credit card processing feesam I overpaying for credit card processingsmall business credit card processingmerchant account overcharges
Credit Card Processing Fees Too High? Here's How to Tell

What Is Interchange Plus Pricing? Plain-English Guide

What Is Interchange Plus Pricing? Plain-English Guideby: Jeff GlinesPublished on: 30/04/2026

Interchange-plus pricing usually saves SMBs money. Here's what it is, how it compares to flat rate and tiered, and how to tell if you're overpaying.

interchange plus pricingpayment processingmerchant statementcredit card feessmall businessSt. George Utah
What Is Interchange Plus Pricing? Plain-English Guide

Why Interchange Plus Is the Gold Standard in Merchant Pricing Models

Why Interchange Plus Is the Gold Standard in Merchant Pricing Modelsby: Jeff GlinesPublished on: 11/07/2025

Discover how Interchange Plus pricing delivers full cost transparency, lets you audit every fee component, and unlocks real savings—example case studies show merchants saving 15–30%.

interchange plus pricingtransparent merchant pricinginterchange plusinterchange plus savingscost-plus pricing modelIC++ transparencypayment processor markupmerchant fee transparencyinterchange plus benefitsinterchange plus examplehow much can I save with interchange plusinterchange plus vs flat rate savings
Why Interchange Plus Is the Gold Standard in Merchant Pricing Models